Our process
The River Flow Journey
Eight stages, one continuous flow. Select each stage to see how we remove paperwork, guesswork and waiting — for you and your creditors.
Stage 1 of 8
Criteria check
A short, confidential online check maps your jurisdiction, debt level, creditors and income against every statutory route available to you. No credit check and no obligation.
Check if you meet the criteria — in under 5 minutes
Answer a few questions and our eligibility engine maps your situation against every route available in your jurisdiction. Free, confidential, no credit check.