Site Map
Every page on the River Insolvency website, in one place.
Solutions
- Individual Voluntary Arrangement (IVA)
One affordable monthly payment, with remaining qualifying debt written off on completion.
- Protected Trust Deeds (Scotland)
A formal Scottish debt solution over a typical 4-year term.
- Sequestration (Scotland)
Scottish bankruptcy — a fresh start when other solutions don't fit.
- Bankruptcy (England, Wales & Northern Ireland)
How bankruptcy works outside Scotland, and the alternatives.
- Minimal Asset Process (MAP)
A lower-cost route into sequestration for people on low incomes.
- Do I meet the criteria?
Check if you meet the criteria in minutes — no footprint left on your credit file.
Company
- Home
The modern path to financial clarity.
- About River Insolvency
Who we are and how we work.
- Join the team
Careers at River Insolvency — current vacancies and how to apply.
- Advice Hub
Guides and answers, written by experts.
- Managing Debt
Practical guidance for dealing with debt day to day.
- How it works — your journey
From criteria check to debt-free, in eight clear stages.
- Contact
Talk to an expert — Mon–Thurs 9am–7pm, Fri–Sat 9am–4pm.
Compliance
- IVA Costs and Fees
How IVA fees work — no upfront charges, no hidden costs.
- Protected Trust Deed (PTD) Fee Information
Trustee fees, expenses and a worked example of an average PTD.
- Privacy Policy
How we collect, use and protect your data.
- Complaints Procedure
How to raise a concern and how we respond.
- Terms of Use
The terms governing use of this website.